VijayaRaj ConsultancyHouse of Financial Freedom
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Asset Allocation Calculator

A sensible equity–debt–gold split for your age and risk.

yrs
18 yrs75 yrs

Risk appetite

Results

Suggested starting allocation

80 · 10 · 10

Equity · Debt · Gold (%)

Equity80%
Debt10%
Gold10%

A rule-of-thumb starting point, not personal advice — goals, income stability and existing assets should shape the final split. Our advisors refine this in a free consultation.

How this calculator works

Allocation, not fund selection, drives most portfolio outcomes. A classic starting point is equity near (110 − age)%, tilted for your risk appetite, with a 10–15% gold allocation as a hedge.

Treat this as a starting framework — actual allocation should reflect goals, income stability and existing assets. Our advisors refine it in a free consultation.

Results are estimates for planning, not guarantees or tax/investment advice. For a plan built around your goals, talk to our advisors — the consultation is free.

Free Consultancy

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Our advisors will reach out to understand your goals and guide you toward the right financial decision — with no obligation.

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500+
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Employees
10+

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