Risk appetite
Results
Suggested starting allocation
80 · 10 · 10
Equity · Debt · Gold (%)
A rule-of-thumb starting point, not personal advice — goals, income stability and existing assets should shape the final split. Our advisors refine this in a free consultation.
How this calculator works
Allocation, not fund selection, drives most portfolio outcomes. A classic starting point is equity near (110 − age)%, tilted for your risk appetite, with a 10–15% gold allocation as a hedge.
Treat this as a starting framework — actual allocation should reflect goals, income stability and existing assets. Our advisors refine it in a free consultation.
Results are estimates for planning, not guarantees or tax/investment advice. For a plan built around your goals, talk to our advisors — the consultation is free.
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Our advisors will reach out to understand your goals and guide you toward the right financial decision — with no obligation.
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