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Income Tax Calculator (FY 2025-26)

New vs old regime, computed side by side.

₹3,00,000₹1,00,00,000

Income type

₹0₹6,00,000

Excluding standard deduction — it is applied automatically in both regimes.

Results

Better option: New regime

₹97,500

Saves ₹1,13,100 vs the other regime

New regime tax (incl. cess)
₹97,500
Old regime tax (incl. cess)
₹2,10,600
New regime taxable income
₹14,25,000
Old regime taxable income
₹13,00,000

FY 2025-26 (AY 2026-27) slabs. Includes standard deduction and Section 87A rebate; excludes surcharge on incomes above ₹50 lakh and marginal relief.

How this calculator works

Under the FY 2025-26 new regime, income up to ₹12 lakh is effectively tax-free for salaried taxpayers (₹12.75 lakh with the ₹75,000 standard deduction) thanks to the Section 87A rebate. Slabs then run from 5% to 30% above ₹24 lakh.

The old regime keeps lower exemption limits but allows deductions — 80C, 80D, HRA, home-loan interest. The calculator computes both on your inputs; the regime with the lower total wins. Surcharge on incomes above ₹50 lakh is not included.

Results are estimates for planning, not guarantees or tax/investment advice. For a plan built around your goals, talk to our advisors — the consultation is free.

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