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SIP Calculator

Project the future value of a monthly SIP investment.

₹500₹5,00,000
%
1 %30 %
yrs
1 yrs40 yrs

Results

Projected value

₹23,23,391

₹23.23 L after 10 years

Total value

₹23.23 L

  • Amount invested52%
  • Wealth gained48%
Amount invested
₹12,00,000
Wealth gained
₹11,23,391

How this calculator works

FV = P × [((1 + i)ⁿ − 1) ÷ i] × (1 + i), where i = annual return ÷ 12

A Systematic Investment Plan (SIP) invests a fixed amount in a mutual fund every month. Because each instalment starts compounding from the month it is invested, even modest monthly amounts grow into significant wealth over long periods.

This calculator assumes contributions at the start of each month and a constant annual return, compounded monthly. Actual mutual fund returns vary with the market — use the expected return as a planning estimate, not a guarantee.

Results are estimates for planning, not guarantees or tax/investment advice. For a plan built around your goals, talk to our advisors — the consultation is free.

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