FD Calculator

Fixed deposit maturity with quarterly compounding.

Ministry of Micro, Small & Medium Enterprises, Government of India emblem

MSME RegisteredGovernment of India

Ministry of Micro, Small and Medium Enterprises

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i-Wealth Management Session

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All types of investments

i-Wealth Account

Open your investment account with Nivesh — mutual funds, SIPs, bonds, NPS and more, all in one place.

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NPS Vatsalya & NPS for Gen Z

ICICI NPS

Certified genuine registration link for the National Pension System, including the new NPS Vatsalya and Gen Z funds.

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Loan against mutual funds & shares

i-LAS Account

Unlock liquidity without selling your portfolio — borrow against your mutual fund and share holdings via Volt Money.

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Invoice discounting

altGraaf

An assured, guaranteed-return debt asset class through invoice discounting — diversify beyond equity and traditional debt.

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Deposit amount

₹

₹5,000₹5,00,00,000

Interest rate (p.a.)

3 %10 %

Tenure

yrs

1 yrs10 yrs

Results

Maturity value

₹7,07,389

Quarterly compounding, 5 years

Maturity

₹7.07 L

Deposit71%
Interest earned29%

Deposit: ₹5,00,000
Interest earned: ₹2,07,389

How this calculator works

Bank fixed deposits compound interest quarterly. Returns are guaranteed and insured up to ₹5 lakh per bank by DICGC, which makes FDs the benchmark for safe money.

Interest is fully taxable at your slab rate — post-tax, long-tenure FDs often trail inflation. Use them for near-term goals and emergency funds.

Results are estimates for planning, not guarantees or tax/investment advice. For a plan built around your goals, talk to our advisors — the consultation is free.

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