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FD Calculator

Fixed deposit maturity with quarterly compounding.

₹5,000₹5,00,00,000
%
3 %10 %
yrs
1 yrs10 yrs

Results

Maturity value

₹7,07,389

Quarterly compounding, 5 years

Maturity

₹7.07 L

  • Deposit71%
  • Interest earned29%
Deposit
₹5,00,000
Interest earned
₹2,07,389

How this calculator works

Bank fixed deposits compound interest quarterly. Returns are guaranteed and insured up to ₹5 lakh per bank by DICGC, which makes FDs the benchmark for safe money.

Interest is fully taxable at your slab rate — post-tax, long-tenure FDs often trail inflation. Use them for near-term goals and emergency funds.

Results are estimates for planning, not guarantees or tax/investment advice. For a plan built around your goals, talk to our advisors — the consultation is free.

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