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Insurance Specialist
MSME RegisteredGovernment of India
Life, Health & General Insurance Services
Comprehensive insurance coverage to protect you from life's risks — including life, health, auto, home, general and business insurance from India's most trusted insurers.
MSME RegisteredGovernment of India- Life, Health & General
- India's top insurers
- Personalised advisory
Talk to Mr. Basavaraj Vijay Karjinni
- Life Insurance
- Health Insurance
- General Insurance
- Dedicated claim support
Open An Account
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Certified, genuine links to every platform we work with. Tap the button, or scan the QR code with your phone camera to open the same page.
All types of investments
i-Wealth Account
Open your investment account with Nivesh — mutual funds, SIPs, bonds, NPS and more, all in one place.
Open account
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NPS Vatsalya & NPS for Gen Z
ICICI NPS
Certified genuine registration link for the National Pension System, including the new NPS Vatsalya and Gen Z funds.
Open NPS account
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Loan against mutual funds & shares
i-LAS Account
Unlock liquidity without selling your portfolio — borrow against your mutual fund and share holdings via Volt Money.
Open i-LAS account
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Invoice discounting
altGraaf
An assured, guaranteed-return debt asset class through invoice discounting — diversify beyond equity and traditional debt.
Start investing
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Watch & Learn
Insurance, explained simply
A short primer on why cover matters and how to pick the policy that fits your family.
Understanding insurance — an introduction
Our Cover
19 families of cover, for everything you've built.
Life, health and general insurance — placed with India's most trusted insurers and serviced through every claim.
If you are an existing insurance license holder and wish for a free marketing banner to grow your brand business — kindly share your insurance license details.
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Coverage
Our Insurance & Advisory Offerings
Comprehensive protection across every stage of life — choose the cover that fits your family and business.
Life Insurance
Life insurance offers crucial financial protection to your loved ones in the event of your untimely demise. It ensures their well-being by providing a lump-sum payment — the death benefit — to cover expenses like living costs, debts, mortgages, and education. When considering life insurance, it's important to choose the right policy type: term, whole, universal or variable life, based on your needs.
Kotak Life
Health Insurance
Health insurance plays a vital role in safeguarding your well-being and providing financial protection in times of medical need. With rising healthcare costs, a comprehensive health insurance plan is essential. It offers coverage for medical expenses, hospitalization, doctor visits, medications and preventive care — so you can access quality healthcare without worrying about the financial burden.
Kotak Health
General Insurance
General insurance encompasses a wide range of non-life insurance policies designed to protect individuals and businesses against various risks. It provides coverage for assets such as homes, vehicles and businesses against events like accidents, theft, natural disasters or liability claims — ensuring you are adequately protected and prepared for unexpected circumstances.
Kotak GeneralBusiness Protection
Business insurance for every operational risk
Liability, property, engineering and transit policies from the supplied product catalog — grouped so you can find the right cover quickly.
Liability
Protection against legal liability, professional errors and workplace risks.
- Directors and Officers Insurance
- Professional Indemnity Insurance
- Commercial General Liability Insurance
- Product Liability Insurance
- Cyber Insurance
- Crime Insurance
- Workmen's Compensation Insurance
Property
Cover for premises, stock, equipment and interruption to business operations.
- Fire Insurance
- Fire Loss of Profit Insurance
- Machinery Breakdown Insurance
- Machinery Loss of Profit Insurance
- Office Package Insurance
Engineering
Project and machinery protection for contractors and engineering work.
- Contractor's All Risk Insurance
- Erection All Risk Insurance
- Contractor's Plant and Machinery Insurance
Transit
Protection for goods and cargo while moving by road, rail, air or sea.
- Marine Insurance
Protection Starts With A Plan
Open the full calculatorWill your savings outlast your retirement?
Insurance protects the plan — this shows you the plan. See the corpus your family needs and the monthly step toward it.
yrs
18 yrs65 yrs
yrs
45 yrs70 yrs
yrs
70 yrs100 yrs
₹
₹10,000₹10,00,000
%
3 %10 %
%
6 %16 %
%
4 %12 %
Results
Retirement corpus needed
₹6.86 Cr
To retire at 60 and stay funded till 85
- Monthly SIP needed from today
- ₹19,446
- Or a one-time investment of
- ₹22.91 L
- Expenses at 60 (inflated)
- ₹2,87,175
- Years left to build it
- 30 yrs
Advisor & Consultant
Recognition earned by Mr. Basavaraj Vijay Karjinni
Original award and certificate artwork is shown without altering names, dates, logos, credentials or claims.
Zero Day Ka Hero Champion
Bajaj Allianz Life · Q1 FY 2025-26
Free Consultancy
For a free consultancy appointment, kindly share your details
Our advisors will reach out to understand your goals and guide you toward the right financial decision — with no obligation.
- Clients
- 500+
- Projects
- 50+
- Awards
- 20+
- Employees
- 10+
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We typically respond within one working day.