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HRA Exemption Calculator

How much of your house rent allowance is tax-free.

₹1,00,000₹1,00,00,000
₹0₹50,00,000
₹0₹50,00,000

City

Results

HRA exempt from tax

₹2,40,000

Taxable HRA: ₹0

Actual HRA received
₹2,40,000
Rent − 10% of basic
₹2,40,000
50% of basic
₹3,00,000
Exemption = least of the three
₹2,40,000

How this calculator works

The tax-free portion of HRA is the least of three limbs: actual HRA received, rent paid minus 10% of basic salary, and 50% of basic (metro) or 40% (non-metro).

HRA exemption is available only under the old regime. Rent receipts and, above ₹1 lakh a year, the landlord's PAN are required.

Results are estimates for planning, not guarantees or tax/investment advice. For a plan built around your goals, talk to our advisors — the consultation is free.

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