Lumpsum Investment Calculator

See what a one-time investment grows into over the years.

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altGraaf

An assured, guaranteed-return debt asset class through invoice discounting — diversify beyond equity and traditional debt.

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Investment amount

₹

₹10,000₹5,00,00,000

Expected return (p.a.)

1 %30 %

Time period

yrs

1 yrs40 yrs

Results

Projected value

₹3,10,585

₹3.11 L after 10 years

Total value

₹3.11 L

Amount invested32%
Wealth gained68%

Amount invested: ₹1,00,000
Wealth gained: ₹2,10,585

How this calculator works

FV = P × (1 + r)ᵗ

A lumpsum investment puts your entire amount to work on day one, so the full principal compounds for the whole tenure. It suits investors who have idle capital and a long horizon.

The projection uses annual compounding at your expected return. For volatile assets like equity funds, consider staggering large amounts through an STP or SIP to average your entry price.

Results are estimates for planning, not guarantees or tax/investment advice. For a plan built around your goals, talk to our advisors — the consultation is free.

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