Savings Calculator

Watch regular monthly savings build up with interest.

Ministry of Micro, Small & Medium Enterprises, Government of India emblem

MSME RegisteredGovernment of India

Ministry of Micro, Small and Medium Enterprises

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i-Wealth Management Session

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All types of investments

i-Wealth Account

Open your investment account with Nivesh — mutual funds, SIPs, bonds, NPS and more, all in one place.

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NPS Vatsalya & NPS for Gen Z

ICICI NPS

Certified genuine registration link for the National Pension System, including the new NPS Vatsalya and Gen Z funds.

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Loan against mutual funds & shares

i-LAS Account

Unlock liquidity without selling your portfolio — borrow against your mutual fund and share holdings via Volt Money.

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Invoice discounting

altGraaf

An assured, guaranteed-return debt asset class through invoice discounting — diversify beyond equity and traditional debt.

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Monthly saving

₹

₹500₹5,00,000

Interest rate (p.a.)

1 %15 %

Time period

yrs

1 yrs40 yrs

Results

Total savings value

₹16,46,987

₹16.47 L after 10 years

Total value

₹16.47 L

Amount invested73%
Interest earned27%

Amount invested: ₹12,00,000
Interest earned: ₹4,46,987

How this calculator works

Setting aside a fixed amount every month is the foundation of every financial plan. This calculator shows the value of that discipline at a conservative interest rate typical of savings products.

Compare the result with the SIP calculator at equity-like returns to see the long-term cost of leaving savings idle in a low-interest account.

Results are estimates for planning, not guarantees or tax/investment advice. For a plan built around your goals, talk to our advisors — the consultation is free.

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