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Simple Interest Calculator

Flat interest on the principal alone.

₹1,000₹10,00,00,000
%
1 %30 %
yrs
1 yrs40 yrs

Results

Maturity amount

₹1,80,000

₹1.80 L

Maturity

₹1.80 L

  • Principal56%
  • Interest earned44%
Principal
₹1,00,000
Interest earned
₹80,000

How this calculator works

Interest = P × r × t ÷ 100

Simple interest accrues only on the original principal — the interest itself never earns anything. It is common in short-term lending, some bonds and informal borrowing.

Compare the same inputs on the compound interest calculator to see how much compounding adds over long periods.

Results are estimates for planning, not guarantees or tax/investment advice. For a plan built around your goals, talk to our advisors — the consultation is free.

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