Increase your SIP by this much every 12 months.
Results
Step-up SIP value
₹86,83,849
₹36.38 L more than a flat SIP of the same start
Total value
₹86.84 L
- Amount invested44%
- Wealth gained56%
- Amount invested
- ₹38,12,698
- Wealth gained
- ₹48,71,152
- Flat SIP would give
- ₹50,45,760
- Step-up advantage
- ₹36,38,089
How this calculator works
A step-up (top-up) SIP increases your monthly instalment by a fixed percentage every 12 months, mirroring annual salary increments. Small yearly increases compound into a far larger corpus than a flat SIP of the same starting amount.
The calculator compounds monthly and applies your chosen step-up at the start of each new year of investing.
Results are estimates for planning, not guarantees or tax/investment advice. For a plan built around your goals, talk to our advisors — the consultation is free.
For a free consultancy appointment, kindly share your details
Our advisors will reach out to understand your goals and guide you toward the right financial decision — with no obligation.
- Clients
- 500+
- Projects
- 50+
- Awards
- 20+
- Employees
- 10+
Request your appointment
We typically respond within one working day.