PPF allows ₹500 to ₹1.5 lakh per financial year.
Set quarterly by the government; 7.1% at present.
15-year lock-in, extendable in 5-year blocks.
Results
PPF maturity value
₹40,68,209
Fully tax-free (EEE)
Maturity
₹40.68 L
- Deposited55%
- Tax-free interest45%
- Total deposited
- ₹22,50,000
- Interest earned
- ₹18,18,209
How this calculator works
The Public Provident Fund is a 15-year government scheme with fully tax-free interest and maturity (EEE status). Deposits up to ₹1.5 lakh a year also qualify for Section 80C deduction under the old regime.
The rate is set quarterly by the government (currently around 7.1%). After year 15 the account can be extended in 5-year blocks with or without fresh deposits.
Results are estimates for planning, not guarantees or tax/investment advice. For a plan built around your goals, talk to our advisors — the consultation is free.
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