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EPF Calculator

Your provident fund corpus at retirement.

₹5,000₹5,00,000
yrs
18 yrs57 yrs
yrs
40 yrs60 yrs
₹0₹2,00,00,000
%
7 %10 %
%
0 %15 %

Results

EPF corpus at retirement

₹1,33,88,900

₹1.34 Cr

Total contributions
₹43,92,809
Interest earned
₹89,96,091

How this calculator works

You contribute 12% of basic salary to EPF; of the employer's matching 12%, 3.67% goes to EPF and the rest to the pension scheme (EPS). Interest (currently around 8.25%) is credited by EPFO on monthly running balances.

The projection grows your basic salary annually and compounds contributions until retirement — usually the single largest guaranteed component of a salaried retirement.

Results are estimates for planning, not guarantees or tax/investment advice. For a plan built around your goals, talk to our advisors — the consultation is free.

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