₹
₹1,00,000₹10,00,00,000
%
6 %20 %
yrs
1 yrs30 yrs
₹
₹500₹5,00,000
Results
Interest saved
₹12,98,954
Loan closes 5 yrs 2 mos early
- Regular EMI
- ₹34,713
- You pay monthly
- ₹39,713
- New payoff time
- 14 yrs 10 mos
- Interest now payable
- ₹30,32,149
How this calculator works
Every extra rupee paid goes straight to principal, so all future interest on that rupee disappears. Regular small prepayments early in the tenure have an outsized effect.
Floating-rate home loans in India carry no prepayment penalty for individuals — check your sanction letter for other loan types.
Results are estimates for planning, not guarantees or tax/investment advice. For a plan built around your goals, talk to our advisors — the consultation is free.
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