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All calculators
MSME RegisteredGovernment of India
Loan Prepayment Calculator
Interest and years saved by paying a little extra.
MSME RegisteredGovernment of India
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All types of investments
i-Wealth Account
Open your investment account with Nivesh — mutual funds, SIPs, bonds, NPS and more, all in one place.
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NPS Vatsalya & NPS for Gen Z
ICICI NPS
Certified genuine registration link for the National Pension System, including the new NPS Vatsalya and Gen Z funds.
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Loan against mutual funds & shares
i-LAS Account
Unlock liquidity without selling your portfolio — borrow against your mutual fund and share holdings via Volt Money.
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Invoice discounting
altGraaf
An assured, guaranteed-return debt asset class through invoice discounting — diversify beyond equity and traditional debt.
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₹
₹1,00,000₹10,00,00,000
%
6 %20 %
yrs
1 yrs30 yrs
₹
₹500₹5,00,000
Results
Interest saved
₹12,98,954
Loan closes 5 yrs 2 mos early
- Regular EMI
- ₹34,713
- You pay monthly
- ₹39,713
- New payoff time
- 14 yrs 10 mos
- Interest now payable
- ₹30,32,149
How this calculator works
Every extra rupee paid goes straight to principal, so all future interest on that rupee disappears. Regular small prepayments early in the tenure have an outsized effect.
Floating-rate home loans in India carry no prepayment penalty for individuals — check your sanction letter for other loan types.
Results are estimates for planning, not guarantees or tax/investment advice. For a plan built around your goals, talk to our advisors — the consultation is free.
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