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NPS Calculator

Pension corpus, lumpsum and monthly pension at 60.

₹500₹2,00,000
yrs
18 yrs59 yrs

NPS invests until age 60.

%
6 %14 %
%
40 %100 %

Minimum 40% by NPS rules.

%
4 %9 %

Results

Expected monthly pension

₹45,587

From an annuity of ₹91.17 L

Corpus at 60

₹2.28 Cr

  • Annuity purchase40%
  • Tax-free lumpsum60%
Corpus at 60
₹2,27,93,253
Total invested
₹36,00,000
Lumpsum in hand
₹1,36,75,952
Wealth gained
₹1,91,93,253

How this calculator works

NPS invests your contributions in market-linked funds until age 60. At exit, at least 40% of the corpus must buy an annuity that pays your monthly pension; up to 60% can be withdrawn tax-free as a lumpsum.

An extra ₹50,000 deduction under Section 80CCD(1B) is available over the 80C limit under the old regime.

Results are estimates for planning, not guarantees or tax/investment advice. For a plan built around your goals, talk to our advisors — the consultation is free.

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